Tag Archives: affordable housing

Tell us: What makes your house a home?

Almost a year into the COVID-19 pandemic, many of us are ready to get out of the house! But at HAND, we know how fortunate we are to have safe, stable housing where we can stay healthy.

So let’s all take some time to reflect on what makes our homes so special.

Download a “Home Is …” sign here (or make your own) and personalize it to let us know what makes your home special. Then share the photo on HAND’s Facebook page or email us, and we’ll share the love.

We’ll post them on social media in the coming weeks to demonstrate why it is so important for communities like ours to embrace #housing4all.

Introducing … HAND’s Cumberland Cottages

HAND Inc. is proposing to develop almost 2 acres of vacant land at the southwest corner of 141st Street and Cumberland Road in Fishers, where it would build 11 rental homes oriented around shared green space.

The Fishers City Council held the first reading of a proposed Planned Unit Development ordinance governing the site on Dec. 21. The city Plan Commission is expected to review the plans Feb. 3.

HAND hosted open houses on Dec. 14 and Dec. 15 to share details of the proposed workforce housing development with neighbors and gather their feedback. Early responses were generally favorable.

Before HAND can develop the property, it needs to be rezoned. Once that happens, the Noblesville-based nonprofit will apply to the Indiana Housing & Community Development Authority for project funding.

If approved as proposed, the development—called Cumberland Cottages—would include 11 two- and three-bedroom cottages, each with a porch. Planned site amenities include an accessible community garden.

“We are excited about the opportunity to put this vacant land to use and benefit the community by building homes that single parents and others will be able to afford,” said HAND Executive Director Andrea Davis.

The 2018 Hamilton County Housing Needs Assessment showed single-earner households that need more than one bedroom have a hard time finding rentals to fit their budgets.

Founded in 2003 as Hamilton County Area Neighborhood Development Inc., HAND owns eight rental properties with a total of 137 units in Hamilton and Boone counties.

Its most recent development was Home Place Gardens, a 10-unit, $2.5 million community along 106th Street in Carmel.

Cumberland Cottages would be HAND’s first property in Fishers.

HAND, township trustees work to prevent COVID-related evictions

Eviction Notice image

Individuals and families that have problems paying their rent or mortgages due to the COVID-19 pandemic can seek assistance through a new program announced Aug. 10 by HAND Inc. and the Hamilton County Township Trustee Association.

“Since March, there has been a pause in any eviction proceedings at both the state and federal level,” explained Andrea Davis, executive director of Noblesville-based nonprofit HAND Inc. “But individuals and families who have lost their jobs or suffered medically due to COVID are still responsible for full payment of their rent or mortgage. This program will allow us to help those at risk of eviction.”

The federal moratorium on evictions ended in late July, and Gov. Eric Holcomb allowed the state moratorium expire on Aug. 14.

Danielle Carey Tolan, president of the Hamilton County Township Trustee Association, encourages all Hamilton County residents to seek assistance before their landlords initiate eviction proceedings.

“Our goal is to keep people in their homes,” Tolan said. “We know that stable housing is critical for a child’s success in school and better health outcomes—both physical and mental—for all family members. This then reduces the burden on our many social services in the county.”

Residents who need assistance should connect with their local township trustee to assess the situation and determine the best sources of help. You can find your trustee at http://wayeo.egis.39dn.com/   (Click “accept”, enter your address and click “trustee” on the right). In keeping with COVID safe policies, begin the process by calling your trustee to set a phone appointment time.

Township trustees will assess the needs and coordinate with local nonprofits to provide resources.  Other nonprofits participating in this program include:  Aspire Indiana, Family Promise of Hamilton County, Good Samaritan Network, and Shepherd’s Center of Hamilton County.

Funding partners include Hamilton County Community Foundation, Hamilton County’s Community Development Block Grant program, and the Central Indiana COVID-19 Community Economic Relief Fund (C-CERF). C-CERF is a community fund established by founding partners Lilly Endowment Inc., Central Indiana Community Foundation, Eli Lilly and Company Foundation, Nina Mason Pulliam Charitable Trust, Richard M. Fairbanks Foundation and United Way of Central Indiana to support human services organizations and the individuals and families they serve who are affected directly and indirectly by the COVID-19 coronavirus crisis.

The state also is providing a total of $40 million in rental assistance to residents outside of Marion County. Applications for those funds are available at https://www.indianahousingnow.org/.

“By pooling our resources in a coordinated way, we can stretch our funding to reach as many people as possible while providing a variety of services to families in need,” Davis said.  “It is the smart way to work as a community to keep our community thriving for all our residents.”

Report: Housing ‘out of reach’ for low-wage Hoosiers

A minimum-wage worker in Indiana needs to work a whopping 90 hours a week to be able to afford a two-bedroom rental home here, according to a report jointly released this month by the National Low Income Housing Coalition and Prosperity Indiana.

In Hamilton and Boone counties — where housing costs more than the state average — that number rises to an even more unimaginable 100 hours per week.

The national research and advocacy organization’s annual “Out of Reach” report found that full-time workers in Indiana need to earn at least $16.52 per hour to pay rent and utilities without spending more than 30 percent of their income on housing.

That so-called “housing wage” is $18.19/hour in the two suburban counties where HAND owns 137 rental units leased to low-income residents.

“Housing is a basic human need, but millions of people in America can’t afford a safe, stable home,” said Diane Yentel, NLIHC president and CEO. “The harm and trauma of this enduring challenge is laid bare during COVID-19, when millions of people in America risk losing their homes during a pandemic.”

Data gathered before the current health emergency shows that low-income households couldn’t pay fair market rent in any of Indiana’s 92 counties without exceeding the 30-percent threshold widely considered to be affordable. The impact of COVID-related income loss only makes the situation worse.

“This pandemic has certainly highlighted the very harsh reality of living at the edge of housing stability – often just one paycheck away from homelessness – and the impact it can have on the health and well-being of us all,” said Jessica Love, executive director of Prosperity Indiana, a statewide community development network.

More: Read Prosperity Indiana’s news release.