HAND Inc. | Local Housing Resources During COVID-19 | Coronavirus Housing Resources for Indiana Renters and Homeowners

A year into the COVID-19 crisis, many Hoosiers are still struggling to pay their housing expenses. But resources are available to help you avoid eviction or foreclosure. Your first step should always be to communicate: Reach out to your landlord or your lender as soon as possible to let them know you have been affected by COVID-19. If you still need financial assistance to stay in your home, contact your township trustee.

Homeless?

Call Family Promise of Hamilton County at 317-774-5196.
Contact Aspire Indiana‘s Housing & Unemployment Hotline at 877-531-3236.
Dial 2-1-1 to connect with an Indiana 2-1-1 navigator who can help you find the resources you need 24 hours a day, seven days a week.

Renters

All tenants are responsible for paying their rent and utilities, and those who fail to do so may be evicted or have utilities disconnected. If you are having trouble keeping current or catching up, talk to your landlord about setting up a payment plan.
Financial assistance from the U.S. Department of Treasury is available for renters living in Hamilton County whose income has been affected by COVID-19 and who meet certain income guidelines. This fund can pay rent/utility bills dating back to April 2020, and it can help if you are at risk of immediate eviction. To learn more, go to hctaindiana.com. If you have still have questions after visiting the site, contact the Call Center at 317-618-3125.
Renters in Boone County and Tipton County can apply for help through the Indiana Emergency Rental Assistance program by visiting www.indianahousingnow.org.

Indiana Coronavirus Eviction & Foreclosure Resource Guide

Indiana Legal Services’ Information for Tenants in Rental Housing

Homeowners

Some banks may let borrowers affected by COVID-19 delay payments. Contact your lender before your mortgage payment is due to discuss your options.
Indiana also reopened its Hardest Hit Fund, which may provide up to six months (or $30,000) in mortgage payment/reinstatement assistance for approved homeowners experiencing an involuntary employment-related financial hardship. Click here for HHF program information.

Indiana Coronavirus Eviction & Foreclosure Resource Guide

Forbearance Agreements, Repayment Plans & Loan Modifications

Other resources

Remember, even if you are able to negotiate payment plans for your rent, mortgage, utilities and other household bills, eventually you must pay the full amount owed. Here are some additional resources that could help you make the most of your budget.